Platform / Patient financing

Patients pay over time. You get paid up front.

Affirm and Klarna sit next to card on the payment page for bookings, packages, and invoices. Affirm or Klarna approves the patient and collects the payments. Your clinic gets the full amount, the same as a card sale.

Start free trial Book a demo

At checkout

Card, Affirm, or Klarna. One payment page.

No separate portal and no application link to send. When the patient opens the payment page, they choose how to pay. Affirm and Klarna only show up when your clinic has them active and the amount qualifies.

Works for bookings, packages, and invoices
Affirm up to $30,000, Klarna up to $10,000
No separate Affirm or Klarna account to open
Paid out with the rest of your Stripe balance

Payment page

Full care plan · 12 visits

$2,340

CardPay in full today

AffirmPay over time

KlarnaPay over time

Continue with Affirm

Subject to approval by Affirm or Klarna.

Who carries what

The patient repays Affirm or Klarna, not you.

Affirm or Klarna checks eligibility, shows the patient their terms, and collects every payment. Your front desk never chases a monthly balance. Refunds work the same way as a card refund.

Affirm or Klarna makes the credit decision
The patient's repayment agreement is with them
No balance for your clinic to collect
Refunds go back through Affirm or Klarna

Patient

Chooses Affirm or Klarna at checkout

Affirm or Klarna

Approves the patient and collects the payments

Your clinic

Gets the full amount, like a card sale

The cost

One rate per payment, shown up front.

All-in per card payment

All-in per Affirm or Klarna payment, due to their higher payment fees

$30k

Largest amount a patient can pay over time with Affirm

Setup cost to offer Affirm and Klarna

Paying over time is offered by Affirm and Klarna and is subject to their eligibility checks and approval. Availability depends on the amount, the patient's state, and the clinic's account. Nemira is not a lender.

30 days free

See Nemira run your practice.

Start a free trial and set up your clinic in a few minutes. No card needed. Prefer a walkthrough first? Book a 30-minute demo.

Start free trial Book a demo

Card, Affirm, or Klarna. One payment page.

Works for bookings, packages, and invoices

Affirm up to $30,000, Klarna up to $10,000

No separate Affirm or Klarna account to open

Paid out with the rest of your Stripe balance

The patient repays Affirm or Klarna, not you.

Affirm or Klarna checks eligibility, shows the patient their terms, and collects every payment. Your front desk never chases a monthly balance. Refunds work the same way as a card refund.

Affirm or Klarna makes the credit decision

The patient's repayment agreement is with them

No balance for your clinic to collect

Refunds go back through Affirm or Klarna